Do you want to know how to establish credit, maintain, manage, and fix it when it´s broken? Maybe what you want is a better living that is free of harassing phone calls from creditors. Or do you want to know how to get out of debt, avoid overspending, clean up your credit report and establish good credit? If your answer is yes - then this will be the best message you ever hear this year. Today we now live in credit world where credit is now a necessity for almost every consumer, but it´s quite unfortunate that thousands upon thousands of people (possibly including you) are rejected for credit almost every day. Most often it´s usually because they have poor credit history or bad credit. It may even be because of errors on your credit report being circulated in the credit market. If you are in this condition it´s not your all your fault and you are not alone. All you need is to listen to my latest book, Bad Credit: Legal Credit Repair That Will Change Your Life. If you are in need of rebuilding your credit history and equity, believe a creditor has wronged you, or you want to get out of debt now, this book will open your eyes to the hidden truth credit card companies, credit reporting agencies, and credit repair companies have been hiding from you. You will understand how to get back on your feet if you´re in debt already. You will not only learn how to get out of debt now, you will learn how to avoid overspending, which is one of the possible reasons why you are in debt now. After listening to this book you will know how easy it is to clean your credit report, establish good credit and deal with creditors without the assistance of a credit repair company. 1. Language: English. Narrator: Pete Beretta. Audio sample: http://samples.audible.de/bk/acx0/074723/bk_acx0_074723_sample.mp3. Digital audiobook in aax.
The Need for International Reserves and Credit Facilities:Publication of the Netherlands Institute of Bankers and Stock Brokers. Softcover reprint of the original 1st ed. 1977 J. de Beaufort Wijnholds
In the summer of 2007, the subprime empire that Wall Street had built all came crashing down. On average, 50 lenders a month were going bust - and the people responsible for the crisis included not just unregulated loan brokers and con artists, but also investment bankers and home loan institutions traditionally perceived as completely trustworthy. Chain of Blame chronicles this incredible disaster, with a specific focus on the players who participated in such a fundamentally flawed fiasco. Acclaimed financial reporters Muolo and Padilla go behind the headlines to expose the truth about how this crisis occurred, what individuals and institutions-from lenders and brokers to some of the biggest investment banks in the world-were doing during this critical time, who is ultimately responsible for what happened, and perhaps more importantly, why everyone was so taken by surprise. The authors reveal how human behavior and greed drove the demand, supply, and the investor appetite for these types of loans - and how Wall Street was all too willing to satisfy the desires of those who should have known better. 1. Language: English. Narrator: Walter Dixon. Audio sample: http://samples.audible.de/bk/gdan/000233/bk_gdan_000233_sample.mp3. Digital audiobook in aax.
This first book in the series will discuss how we are caught in the credit card trap straight out of high school. Many are caught young, and since they have not learned thoroughly about borrowing, they max out their credit cards. Then another way we go broke is by going broke with the Joneses. We are all guilty of buying the latest gadgets or clothing or whatever is current, and we can never keep up, so we keep spending and going broke because of it. Another area we go broke in is our addictions. Whether it is an addiction to caffeine, gambling, or some other substance, it causes us to go broke. Since some have no control over it, it can be devastating to the pockets. There are other ways we go broke. These are just some. This is a book about going broke. 1. Language: English. Narrator: Ken Eaken. Audio sample: http://samples.audible.de/bk/acx0/040471/bk_acx0_040471_sample.mp3. Digital audiobook in aax.
After the savings, mortgages, term loans, vendor financing, lines of credit, and even credit cards have been applied there sometimes remains a ´gap´ in the money required to buy a successful business. David C Barnett has spent years helping people buy and sell businesses as both a business broker and private transaction advisor. In his years of experience, he has had to bridge that gap several times using broker loans. Business brokers are not in the normal business of lending money. How does one convince a broker that this is the right thing to do? Barnett explains the problems in the business broker industry and shows you several reasons why your broker would help you with financing while protecting his own interests. Don´t let a funding gap rob you of your dream of becoming a successful business owner. If you´re a business broker, the techniques outlined in this special report can help you close more deals faster and protect your commissions from untrustworthy sellers. 1. Language: English. Narrator: David C Barnett. Audio sample: http://samples.audible.de/bk/acx0/113714/bk_acx0_113714_sample.mp3. Digital audiobook in aax.
For most people, the Great Crash of 2008 has meant troubling times. Not so for those in the flourishing poverty industry, for whom the economic woes spell an opportunity to expand and grow. These mercenary entrepreneurs have taken advantage of an era of deregulation to devise high-priced products to sell to the credit-hungry working poor, including the instant tax refund and the payday loan. In the process they´ve created an industry larger than the casino business and have proved that pawnbrokers and check cashers, if they dream big enough, can grow very rich off those with thin wallets. Broke, USA is Gary Rivlin´s riveting report from the economic fringes. From the annual meeting of the national check cashers association in Las Vegas to a tour of the foreclosure-riddled neighborhoods of Dayton, Ohio, here is a subprime Fast Food Nation featuring an unforgettable cast of characters and memorable scenes. Rivlin profiles players like a former small-town Tennessee debt collector whose business offering cash advances to the working poor has earned him a net worth in the hundreds of millions, and legendary Wall Street dealmaker Sandy Weill, who rode a subprime loan business into control of the nation´s largest bank. Rivlin parallels their stories with the tale of those committed souls fighting back against the major corporations, chain franchises, and newly hatched enterprises that fleece the country´s hardworking waitresses, warehouse workers, and mall clerks. Timely, shocking, and powerful, Broke, USA offers a much-needed look at why our country is in a financial mess and gives a voice to the millions of ordinary Americans left devastated in the wake of the economic collapse. 1. Language: English. Narrator: Scott Sowers. Audio sample: http://samples.audible.de/bk/harp/002251/bk_harp_002251_sample.mp3. Digital audiobook in aax.
An essential guide to the calibrated risk analysis approach. The Failure of Risk Management takes a close look at misused and misapplied basic analysis methods and shows how some of the most popular ´´risk management´´ methods are no better than astrology! Using examples from the 2008 credit crisis, natural disasters, outsourcing to China, engineering disasters, and more, Hubbard reveals critical flaws in risk management methods and shows how all of these problems can be fixed. The solutions involve combinations of scientifically proven and frequently used methods from nuclear power, exploratory oil, and other areas of business and government. Finally, Hubbard explains how new forms of collaboration across all industries and government can improve risk management in every field. PLEASE NOTE: When you purchase this title, the accompanying reference material will be available in your My Library section along with the audio. 1. Language: English. Narrator: Jonah Cummings. Audio sample: http://samples.audible.de/bk/adbl/004859/bk_adbl_004859_sample.mp3. Digital audiobook in aax.
A central figure in the Hollywood Ten and one of the most successful screenwriters in Hollywood history, two of Trumbo´s screenplays earned Oscars (Roman Holiday and The Brave Ones) while he was blacklisted and unable to receive public credit for his work. Trumbo was also the author of Johnny Got His Gun, winner of the National Book Award and one of the most powerful antiwar novels ever published. He epitomized the spirit of American capitalism, yet he went to jail refusing to talk about his membership in the Communist party. As a result of his relentless fight for political freedom and the right to work for those blacklisted by the House Un-American Activities Committee beginning in 1947, he ended the blacklist era in 1960 by earning proper screen credit for his work on the blockbuster films Exodus and Spartacus. An extraordinarily complex character, he was, as author Bruce Cook states, ´´an exemplar of a certain set of American virtues: toughness, independence and persistence´´. Dalton Trumbo was the central figure in the Hollywood Ten, the blacklisted and jailed screenwriters. One of several hundred writers, directors, producers and actors who were deprived of the opportunity to work in the motion picture industry from 1947 to 1960, he was the first to see his name on the screen again. When that happened, it was Exodus, one of the year´s biggest movies. 1. Language: English. Narrator: Luke Daniels. Audio sample: http://samples.audible.de/bk/high/000984/bk_high_000984_sample.mp3. Digital audiobook in aax.
Ben Aaronovitch has stormed the bestseller list with his superb London crime series. A unique blend of police procedural, loving detail about the greatest character of all, London, and a dash of the supernatural. A mutilated body in Crawley. Another killer on the loose. The prime suspect is one Robert Weil; an associate of the twisted magician known as the Faceless Man? Or just a common or garden serial killer? Before PC Peter Grant can get his head round the case a town planner going under a tube train and a stolen grimoire are adding to his case-load. So far so London. But then Peter gets word of something very odd happening in Elephant and Castle, on an housing estate designed by a nutter, built by charlatans and inhabited by the truly desperate. Is there a connection? And if there is, why oh why did it have to be South of the River? Full of warmth, sly humour and a rich cornucopia of things you never knew about London, Aaronovitch´s series has swiftly added Grant´s magical London to Rebus´ Edinburgh and Morse´s Oxford as a destination of choice for those who love their crime with something a little extra. Read by Kobna Holdbrook-Smith. Kobna is a Film, Theatre, Television and Radio actor. His television credits include Little Britain, Saxondale, Pulling, Taking the Flak, Star Stories and Sirens; his theatre credits include lead roles at the National, Tricycle, Young Vic, Manchester Royal Exchange, Bush and Shakespeare´s Globe theatres and he has also been in numerous BBC radio plays. He has voiced audiobooks by Alastair Reynolds and Ben Aaronovitch for Orion. 1. Language: English. Narrator: Kobna Holdbrook-Smith. Audio sample: http://samples.audible.de/bk/orio/000600/bk_orio_000600_sample.mp3. Digital audiobook in aax.
How to get your money life under control Life is expensive. Rent. School. Gas. Dates. Breakfast. Alcohol. It just seems like all the best parts of life come with a price tag. Well, not anymore! Sort of. While things will always cost money, there is a way to make it work for you. Money Hacks Handbook will solve all your worries about budgeting, investing, and all things involving money management. This is the definitive audiobook when it comes to our fiscal needs. Overflowing with how-to illustrations, infographics and heavily researched insight on everything that requires a credit card, Money Hacks Handbook will make it so you never have to worry about being evicted again. PLEASE NOTE: When you purchase this title, the accompanying PDF will be available in your Audible Library along with the audio. 1. Language: English. Narrator: Scott K. Leslie. Audio sample: http://samples.audible.de/bk/acx0/119153/bk_acx0_119153_sample.mp3. Digital audiobook in aax.